Twenty-three-year-old Shelby McDougall is facing a mountain of student debt and a memory she’d just as soon forget. An ad in Rolling Stone for a surrogate mother offers her a way to erase the loans and right her karmic place in the cosmos. Within a month, she’s signed a contract, relocated to Santa Cruz, California, and started fertility treatments.

But intended parents Jackson and Diane Entwistle have their own agenda — one that has nothing to do with diapers and lullabies. With her due date looming, and the clues piling up, Shelby must save herself and her twins.

As she uses her wits to survive, Shelby learns the real meaning of the word “family”.